How to transfer money from union bank to other bank
Hello guy’s welcome to today’s article on how to transfer money from union bank to other bank through the mobile app.
Have you been wondering how to transfer money from union bank to other ban? Worry no more I’m here for you…
We’ll unveil to you all you need to know on how to transfer money from union bank to opay account using ussd and others.
Carefully take your time and read through to the end!
We all know that the USSD code for Union banks generally is *826#.
Meanwhile the the union bank transfer code to other bank is *826*2*Amount*Account Number#, if it’s to union account you choose *1.
However, discover other ways to transfer from Union bank to other commercial banks and online banks.
As well as discover the list of Union bank USSD codes for carrying out transactions on daily basis.
In short, if you’re a Nigerian using a Union Bank account, stick close to this seasonal article.
This is because, you would want to know how to transfer from Union Bank to other banks like Palmpay seamlessly.

Introduction
Union Bank Nigeria PLC prides itself as Nigeria’s most reliable and trusted banking partner in the financial industry.
In short, they provides simple and smart processes to make transactions both internally (from Union Bank to Union Bank) and externally (from Union Bank to other banks) easier at all times, just as they have it as vision and mission.
However, with the use of your mobile phone app, the bank’s USSD codes, you can transfer money at your finger tips.
So guy’s! In this guide, I’ll show you different modes of transfers, like using USSD codes or online banking.
Nevertheless, let’s jump in on your journey to smooth money transfers with union bank world wide!
Union Bank USSD code | How it works
The current USSD banking code for Union Bank is officially *826#.
Therefore, your financial transactions can be carried out very fast with the help of this short code.
Yes, you may pay bills, send money to other UBN accounts and other banks, buy data and recharge card.
Not just that, you can also check account balances and many other things with the USSD code with few clicks.
Importantly, you can always use any Nigerian telecoms network to access USSD banking services seamlessly.
Yes! This basically implies that as long as the number is linked to your Union bank account, you good to go.
You can expressly use the *826# transfer code on any Nigerian network like MTN, Glo, Airtel, 9mobile, etc.
How To Transfer Using the Union Bank USSD code | Step by step guide.
To send money from your Union bank account to another local commercial bank account, follow the steps below:
Simply dial *826*2*Amount*Recipient’s Account no# and send with the number that’s linked with your account.
For example, dial *826*2*5000*8901234567#, and send using your SIM one or two.
Bear in mind that after dialling the code, enter your transfer PIN to authorize the transaction officially.
Then make sure that you confirm the recipient’s account details displayed on the screen before proceeding.
This is because, the funds will be sent to the recipient immediately you confirmed it.
In addition, it’s very crucial to note that transferring funds to other bank accounts will attract a service fee of N10.
Especially for transfers below N5,000, and N26 for transfers below N50,000, and N53 for transfers from N50,000 respectively.
How to transfer money from union bank (What you should know)
Using the Union Bank Mobile App to transfer money is one of the safest and simplest things to do.
Alternatively, you can also make use of UnionOnline to send money to other banks (That’s through union360).
In all of this, all you need is to follow the steps below to get your transfer purpose done:
Here are the steps by step guide to transfer money to other banks that are not saved as union bank beneficiaries:
To do this, you must download the app either from the Google Play store on Android or Appstore on IOS first.
Then, after downloading, lunch the app and carefully register your account.
After your registration, simply login and choose the option for transferring to an external bank account.
On the dashboard, select the option that says send money, and choose the option that says to other bank.
Now input the account from which you want to transfer money (if you have more than one union accounts).
Immediately, enter the recipient’s bank account details: account number, bank name right away.
After that, input the amount of money you want to transfer out to the recipient.
Now take some few seconds to review the details to ensure they are correct before sending.
Authenticate the transfer using your chosen method, which could be a fingerprint/face recognition or PIN.
However, simply note that the money will be debited from your account and sent to the recipient’s bank account.
How to transfer money from union bank to a saved beneficiary
Just as we did above, simply open the mobile banking app on your phone and log in.
First, choose “Quick Transfer”
Then pick the account from which you want to make money if you have multiple accounts (Like current, savings, corporate accounts etc).
Now, carefully select a beneficiary you’ve saved on your phone previously.
Then enter the amount that you want to transfer to the recipient.
You can also choose to write a note for the purpose of the transfer (Although it’s usually optional).
Click on the >> “Submit button” and type in your security pin.
After that, Enter the Token or OTP code that’s was sent to your phone.
Then, carefully click on the >>> “Confirm button” to finish! That’s all you’re to do.
How to activate Union Bank transfer code | What to do
To activate your Union Bank’s USSD code is very simple, follow these steps by step guide below:
To activate union mobile on your phone kindly dial *826*5# or *826# on your phone.
First thing first! Ensure you unavoidably follow the prompts that appear on your screen step by step.
Furthermore, you can now input your ATM card number or bank account number to continue.
Now, you will be asked to create a four-digit PIN that you will use to confirm your transactions.
Enter the four digit pin that you won’t forget and complete the activation process.
Finally, you can now use your pin to transfer, buy airtime and data respectively.
How To Transfer Using ATM Card | All that you need to know
To do this, simple take the bold steps to securely transfer money using any of the Union Bank ATM.
Here are the steps to follow:
First, visit any ATM branch that’s close to you.
Go straight to the ATM card reader and insert your Union Bank debit card.
Choose “Fund Transfer” option.
Now, under fund transfer on the dash board, select “eCash” option and continue.
Under the eCash option, Tap on the “Issue Payment” option and proceed.
Now, input the following details on system prompting and consumate your transaction successfully.
How To Transfer Money Using Union Bank Website (Union 360)
To do this, simply log on to the Union Bank official transaction website.
There, kindly enter the internet banking account by providing the relevant username and password to continue.
Navigate your way to the ‘Transfers’ option and click on ‘NEFT/RTGS Transfers’ options.
Now, click on >>> ‘Make a New Payment’ and enter the payee/beneficiary details to proceed.
Immediately all details are filled up, simply click on the ‘Pay’ option.
Then enter your transaction password and ‘Validate’ details to continue.
However, confirmation message will be displayed on the screen for you confirm the transaction.
How to transfer money from union bank without atm card.
One of the easiest way to transfer money from union bank to other bank without atm is via mobile app or USSD codes.
You can as well make use of union bank website too.
This are basically the other ways on how to transfer money from union bank without atm card at all.
List of Union Bank Transfer Codes and their functions | The one that works
Here are the list of union bank transfer codes and their individual functions.
To transfer money to Union Bank account just dial *826*1*Amount*Account No#.
To transfer money to other banks outside union bank simply dial *826*2*Amount*Account no#.
Note that’s “1” is for union bank and “2” is for other banks respectively.
To check your union bank account balance simply dial *826*4#.
To buy airtime for yourself dial *826*Amount#, to buy airtime for others dial *826*Amount*recipient’s no#.
Ensure that you are dialing this on your mobile number that’s linked to your account.
To purchase data on all network just dial *826*9#.
Account limit increase type *826*8# to increase your union limit.
To block your account from your phone number when you notice something fishy just fail *826*6#.
To block your account from other phone numbers, maybe when your phone is stolen simply dial *826*6*mobile number#.
Card management such as union bank card blocking and unblocking, simply dial *826*21#.
For your cardless withdrawal, simply dial *826*7*amount#.
Conclusion
Thanks in a million for reading this article on “how to transfer money from union bank to this point”.
We hope you are able to learn all you can on how to transfer money from union bank?
Meanwhile, Union Bank Nigeria PLC offers a range of easy and secure transfer methods to send money out.
Especially from your union bank account to other banks hassle-free, unlike other banks.
However, whether you like using USSD codes or online banking, the processes are convenient and straightforward.
Above all, it’s important to always be security-conscious when making any transaction decisions.
Frequently Asked Questions
Here are the frequently asked questions on how to transfer money from union bank to other banks
Question 1: How to check account balance through the Union Bank USSD code on my phone
Answer, to always check your Union Bank account balance, simply dial *826*4# on your mobile phone to check it.
Yes, within seconds, your account balance will appear on the screen for you to be able to view it.
In short, it’s simply, quick and a convenient way to keep track of your funds anytime, anywhere seamlessly.
To do this, just use the USSD code with your phone number to access your account details be it as it may.
Question 2: What is the transfer code for Union Bank to other banks (Access, UBA and First bank)?
Answer, the ultimate transfer code for Union Bank to other banks is *826*2*Amount*Account Number#.
However, you’re to dial the code on your phone, follow the prompts, on your phone and enter the recipient’s account number and amount to complete the transfer.
This particular method is a quick and easy way to send money to other banks likes UBA, Access, first bank and others.
Question 3: How to register for Union Bank Transfer Code?
Alot of people says how do i register for Union Bank Transfer Code?.. dialing *826# on your phone, and creating a unique PIN, after providing your account number remains the way forward.
Once you have done the above, you’ll receive a confirmation message, telling you to confirm and continue.
Yes, you can use the code for transactions like transferring money and checking your balance respectively.
Question 4: How to transfer money from Union Bank without a debit card on my phone?
Absolutely very simple to transfer money from Union Bank without a debit card, or ATM card.
To do this simply dial *826# on your registered phone, follow the prompts, by selecting “Transfer to Other Banks,”.
Then enter the recipient’s account number and amount you wish to send and continue.
Now, take few seconds to confirm with your PIN, and receive a confirmation message from your phone.
This is simply how to how to transfer money from union bank without ATM card or debit card.
Question 5: How do I increase my Union Bank USSD transfer limit on phone?
Hope you know that it’s doable? But for you to increase your Union Bank USSD transfer limit, dial *826#.
First, ensure that you dialed it on your registered phone number.
Then, select “More,” and “Account Limit Increase.” to proceed.
Quietly enter the ideal amount you desire to send and confirm with your PIN.
Alternatively, visit any of the Union Bank branch that’s close to you and request for a limit increase.
The will give you a form to fill, after filling they will validate your signature and BVN and then increase your limit.
Question 6: How do I find my transaction PIN (Step by step)?
To find your Union Bank transaction PIN, especially when you are not certain dial *826# on your registered phone.
Select “More,” as option.
Then click on “Change PIN”.
Choose “Find your PIN”.
There and then, a message will display your transaction PIN for you to copy.
That’s how to find your transaction PIN.
Question 7: What is the daily bank transfer limit of Union Bank on Mobile app and POS?
Answer, union bank daily transfer limit varies depending on your account type and the specific transaction channel you use.
However, the daily limit for USSD transfers is set at N50,000 for some account types even as a tier one account.
Generally, it’s important to check with Union Bank or refer to their official communication for the most accurate and up-to-date information on daily transfer limits that’s linked to your account.